Bruce Bernier, Senior Lender and Senior Vice President of Merchants Bank announces the expansion of Merchants Bank’s home lending division and three additions to the staff.
Dody Fraher-Ruland, Residential and Retail Loan Manager, will lead the division and expand the range of Merchants Bank’s home lending offerings. Fraher-Ruland has over 30 years experience in the financial services industry, most recently as the statewide manager of Wells Fargo Home Mortgage in Vermont. She is a graduate of Castleton State College, serves as Chairperson for the Community Service Committee of the Northwestern Vermont Board of Realtors, and is a Board member for the Directors for Rebuilding Together Greater Burlington.
Dick Ploof, Lending Associate. Ploof joins Merchants Bank from Wells Fargo Home Mortgage, and has more than 24 years experience originating mortgages, prior to that he was a Real Estate Broker. Ploof is a member of the Board of Trustees for the St. John’s Club.
Deb Terrill, Lending Associate. Terrill also joins Merchants Bank from Wells Fargo Home Mortgage as a mortgage originator. She has over 30 years in the banking industry with over 15 years experience originating mortgages.