Regional Planning & Economic Development in the Northeast Kingdom
David Snedeker, Executive Director
e-Newsletter - July 2026
NVDA staff, Land Use Review board members, Act 250 program staff, and local officials board RCT bus to get a tour of Lyndon, Burke, Brighton, Derby, and Newport City.
NVDA News
NVDA 2026 Regional Plan Update - Register for the Public Hearings
Northeastern Vermont Development Association (NVDA) will hold two public hearings regarding the NVDA 2026 Regional Plan. The first hearing is scheduled for July 29, 2026, at 6:00 pm and will be a hybrid meeting: online and in-person at Do North (930 Broad St, 2nd floor, Lyndonville, VT). Consider registering online for this first hearing. All are welcome to attend and provide input on the NVDA Regional Plan, which includes local housing targets and the Regional Future Land Use (FLU) map, but excludes the defunct Tier 3 and Road Rule provisions. The final hearing is scheduled for September 24, 2026 at 4:00 pm and will be a hybrid meeting: online and in-person at the Gateway Center (84 Fyfe Dr, 1st floor, Newport, VT). This hearing is also open to the public, but it will be past the deadline for NVDA to accept feedback. Consider registering online for this final hearing. Questions? Contact Liam Abbate.
Big Thanks and Best of Luck! Regional Planner Cathlin Lord Driscoll (aka Cat), has been a calm and competent member of the NVDA planning team since January 2025. Her first week on the job entailed attendance at an Act 181 roundtable meeting -- talk about initiation by fire! She logged countless miles and hours to meet with communities to peel away the many layers of the Act 181 onion. She's also provided direct technical assistance in hazard mitigation projects and writing of town plans, and she's been a valued member of our online training team for municipalities. Cat is skilled at GIS and a whiz at graphic design. She made our online interface for the proposed regional plan and map possible. She also makes some really amazing oatmeal-chocolate chip cookies! While we are happy for Cat in her new job in marketing, we are sad for us! Fortunately, she's staying in the NEK, where we know she'll continue to do great things!
Comprehensive Economic Development Strategy DRAFT - Feedback due July 8
The Northern Vermont Economic Development District (NVEDD), a district designated by the Economic Development Administration of the US Department of Commerce, has released the draft 2026–2031 Comprehensive Economic Development Strategy (CEDS) for public review and comment. This important regional plan helps guide resources and funding for economic development priorities across Northern Vermont. Public input is critical to ensuring the plan reflects the needs and aspirations of our region. Please email Abby Long with feedback by July 8.
Community Events & Announcements
Update on Act 152. An act relating to regional planning and Act 250 Tier jurisdiction.
Act 152 (S.325) was signed by Governor Scott on June 16. This legislation repeals the Tier 2 "Road Rule" and Tier 3 rulemaking, and also extends the expiration date for municipal plans set to expire in 2026. So, if your municipal plan is expiring or has expired sometime in 2026, you now have until the end of December 2027 to catch up! The Agency of Commerce and Community Development typically publishes a legislative summary of acts that affect planning and zoning. NVDA will keep you posted when it becomes available. Please note that if the NVDA Regional Plan is not adopted by December 31, 2026 all legacy village and downtown designations will expire.
Act 250 Projects Application Fee Checks Must Be Sent by USPS
Effective June 1, 2026, application fee checks for Act 250 projects located in District 7 (Caledonia, Orleans, and Essex Counties) must be sent by US Postal Service to: Land Use Review Board, 10 Baldwin Street,
Montpelier, VT 05633-3201. For application submissions, records requests, or other general inquiries for District 7, please continue to use the following contact information: https://act250.vermont.gov/contact-us.
CHIP: Generating Community Buy-In for Public-Private Partnerships - July 8 Webinar
Successful CHIP projects depend not only on sound financing structures, but also on strong community understanding and buy-in. This webinar will explore how municipal leaders can build community trust, communicate project benefits clearly, and navigate public concerns throughout the development process. This session is designed for elected and appointed municipal officials and economic development and planning staff participating in the Vermont Community and Housing Infrastructure Program (CHIP). Register Here.
CHIP and Housing in Vermont - July 9 Event in St. Johnsbury
Come learn about the CHIP program and how you can utilize this new financing tool in your community to unlock new housing opportunities. This event takes place on July 9, from 11:30 am to 1:30 pm at the St. Johnsbury Welcome Center. Lunch provided by NVDA. Register to ensure sufficient food is available.
802 Homes Age-Friendly Housing Workshops - July 9, 16, & 20
Please join an upcoming public workshop to gather feedback from older Vermonters and community members on the 802 Homes catalog. Please spread the word to those who may be interested! These workshops, made possible with help from AARP’s Flagship Community Challenge grant, will focus on refining the draft designs to better support aging in place and long-term livability. Participants will be invited to share perspectives on safety, accessibility, usability, and affordability, among other feedback. RSVP to receive full details.
CAE Seeks a Farm & Food Business Resources Program Manager - Apply by July 13
The Center for an Agricultural Economy (CAE) seeks a Farm and Food Business Resources program manager to join their team in providing hands-on technical and business support to farms and food producers across Vermont. If you have strong business management skills, an interest in strengthening the viability of Vermont's farms and food producers, and a drive to build a more resilient food system, Apply now! 40 hours per week in Hardwick, VT | Salary range: $65,000 - $70,000, based on experience | Generous benefits.
VT CHIP (Community Housing Infrastructure Program) Office Hours - July 14
Get practical, real-time support as you move your CHIP work forward. Drop in at your convenience to ask questions, workshop ideas and challenges, or stay to listen and learn in a collaborative space designed to help you advance CHIP work with confidence. Register here for July 14. More CHIP Office Hours coming up: Aug 11, Sept 8, Oct 13, Nov 10, Dec 8.
Local Option Tax - How to Adopt It & What Towns Are Doing with It - Aug 5 Webinar
Rebecca Sameroff, Deputy Commissioner of the Vermont Department of Taxes, will walk through how municipalities can adopt the local option tax. She will highlight key steps and considerations in the process. In this session, attendees will learn the statutory framework and basic process for adopting a local option tax in Vermont; key steps, timelines, and decision points for proposing a local option tax to voters; legal requirements and best practices for drafting town meeting warning articles related to local option taxes.
NEK Broadband Network Technician Training - Sept 9-12, 16-19, 23-25
Ready to launch a career in broadband and telecommunications? The Broadband Network Technician Pre-Apprentice Training Program offers free, hands-on training to help participants build the skills needed for entry-level careers in a growing industry. Participants who complete the course will also receive a $500 stipend. Space is limited, so don’t wait to register!
Leadership NEK 2026–2027 is now accepting applications!
Leadership NEK is designed to support rising community leaders and strengthen connections that inspire collaborative, system-level approaches to creating meaningful and lasting change across businesses, organizations, and communities throughout the Northeast Kingdom. This 9-month program (starting Sept 17) provides participants with opportunities to grow as leaders, expand their perspectives, and deepen their understanding of the region they call home. Learn more and apply.
Efficiency Vermont 2026 Best Practices Exchange Event - Sept 23 & 24
EVT is pleased to announce that the 2026 Best Practices Exchange (BPX) will once again be held in-person on September 23 & 24, 2026 at the Killington Grand Resort Hotel in Killington, Vermont. At BPX, C&I facility managers, decision makers, the most experienced mechanical contractors and relevant product manufacturers join Efficiency Vermont’s Account Management and Energy Consultant teams to share industry Best Practices. Registration is free for attendees from non-sponsoring organizations, but advance RSVP is required. Learn more Here.
Vermont Community Leadership Summit - Save the Date - Oct 6
Join hundreds of community builders from across the state for VCRD's annual Leadership Summit -- a full day of connection, learning, and inspiration for anyone working to strengthen their town. This year's Summit is grounded in the newly updated Vermont Community Leadership in Action Guide. Registration will open in mid-August. Interested in sponsoring the Summit or have questions? Contact Denise Smith / 802-355-0694. Learn more Here.
$7.62 Million in Northern Border Regional Commission Grants for Vermont Communities
“The federally-funded NBRC is essential to ensuring the success of projects that invest in rural economies and communities. This year’s funding will support projects that help protect clean water, modernize healthcare facilities, revitalize downtowns, and improve our transportation system,” said the Vermont Congressional Delegation. When evaluating potential projects, the Catalyst Program considers project readiness, economic impacts, impacts on Vermont’s skilled workforce, project location, regional input and priorities, and the project’s transformational nature. NEK awardees include the Canaan Fire District #2, City of Newport, Town of Danville, and other projects across Essex, Orleans and Caledonia Counties. Read the full announcement.
Vermont Agency of Agriculture, Food & Markets Launches Seek & Savor!
This new statewide agritourism marketing campaign is designed to help connect visitors with Vermont farms, food producers, and on-farm experiences. The campaign will promote Vermont agritourism through social media outreach, influencer visits, travel shows, welcome center promotions, and more. Vermont farms and food businesses are encouraged to ensure their offerings are listed on VermontVacation.com and to incorporate Seek & Savor into their own marketing efforts. FREE campaign resources, including logos, branding guidelines, a marketing toolkit, and a stock photo library, are available online Here.
Help Welcome LVRT Users - Become an Ambassador!
With spring approaching and the Lamoille Valley Rail Trail (LVRT) now open in St. Johnsbury, it will be more important than ever to be ready to welcome rail trail users to town. If you or someone you know would like to become an LVRT Rail Trail Ambassador, even for just a few hours a month, your support will make a big difference. Please sign up Here.
Funding Opportunities
2026 Downtown and Village Center Tax Credit Program - Apply by July 1
In FY2027, roughly $3.5 million in state income tax credits are available. Credits are awarded to projects that improve building safety, attract new business, and create jobs. Projects must be within a state-designated downtown or village center. Funding supports general rehabilitation and code compliance work. The program also funds flood mitigation upgrades and exterior façade improvements. Learn more: 2026 Tax Credit Guidelines and apply now.
Capital Equipment Assistance Program (CEAP) - Apply by July 15
CEAP is a competitive grant program from the Vermont Agency of Agriculture, Food and Markets. This program funds up to 90% of the purchasing cost of field equipment for water quality improvements on farms. For example, the program often funds equipment for cover cropping, conservation tillage, or innovative manure or wastewater management. This year, CEAP applications are due July 15. This deadline is several months earlier than prior years. Apply now!
Vermont Pay for Performance Program (VPFP) - Apply by July 15
VPFP provides performance‑based payments to Vermont farms that reduce phosphorus losses using the FarmPREP planning tool. Eligible applicants include farms operating in Vermont that manage crop, hay, or pasture land and maintain an up‑to‑date Nutrient Management Plan. Accepted farms will enter Phase 1: Planning in 2026, with eligible participants advancing to Phase 2: Implementation in 2027. New Phase 1 applications reopen in January 2027. Apply now!
Vermont Community Foundation NEK Fund Grant Opportunity - Apply by July 21
The Vermont Community Foundation’s Northeast Kingdom Fund was established in 2011 to supports projects that strengthen the Northeast Kingdom and reflect the region’s spirit of neighbors helping neighbors. Since then, more than 90 nonprofits, municipalities, and schools have received grants through a locally led review process that prioritizes projects developed by and for Kingdom residents. Learn more and apply Here.
Dairy Processor Modernization Grant - Pre-Application Period Open until Aug 15
Successful pre-applicants will be invited to submit full applications. Grants may range from $15,000 to $250,000, with a 25% match required. Approximately $1,000,000 is available for grants. Funds will support dairy processors and dairy brands in modernizing their production to allow for increased processing of regional dairy, long-term business viability, and ability to meet consumer demands. Learn more Here.
Equity and Justice Grant Program - Apply by Aug 19
The Ben & Jerry’s Foundation has announced the opening of its 2026 Vermont Equity & Justice Grant Program, with $300,000 available to support Vermont-based nonprofit organizations addressing racial, economic, social, and environmental disparities. Grants of up to $15,000 will be awarded to organizations with annual operating budgets of $500,000 or less. Applications are due August 19.
Village Trust Initiative to Open Third Round of Applications - Sept 8 Deadline
A new round of funding and support will soon be available to help a third cohort of small Vermont towns breathe new life into the historic buildings and shared spaces at the heart of their communities.
The Village Trust Initiative (VTI) — a partnership of Preservation Trust of Vermont, Vermont Council on Rural Development and Vermont Community Foundation — is a multi-year program that is currently supporting 12 towns across Vermont in creating or bolstering a community focused local non-profit organization to advance a transformational redevelopment project in their village. Participating communities receive financial and technical support, as well as hands-on technical assistance to ensure projects are successful. Learn more and apply by September 8, 5pm.
Municipal Energy Revolving Fund (MERF)
The State of Vermont's MERF loan program offers $1.1 million in zero-interest loan financing to Vermont municipalities to fund energy efficiency upgrades and improvements to publicly owned buildings. MERF is a revolving loan fund capitalized with funding from the U.S. Department of Energy’s Energy Efficiency and Conservation Block Grant (EECBG) and Energy Efficiency Revolving Loan Fund (EERLF) programs. It is designed to finance energy audits and energy efficiency improvements in municipal buildings across Vermont through providing loans. Learn more Here.
Business Announcements
Join the Monthly E-Sync Call - Keep a Handle on All Things Entrepreneurial in the NEK!
This is the monthly virtual convening of organizations directly supporting entrepreneurship and community-driven economic activity throughout the Northeast Kingdom. The next meeting is Monday, July 6, 1-2 pm. Register Here. Check your inbox for your Zoom confirmation with your individual link and updated calendar invite. Questions? Email [email protected].
NEK Regional Employer Survey
Local employers are invited to provide input in a survey to help the Career & Technical Education (CTE) programs at Lyndon Institute and St. Johnsbury Academy. The purpose of the Local Needs Assessment Survey is to help collect information from local employers to assess how well the CTE programming and student outcomes align with workforce needs in the region.
Dam Owner Academy - Free Self-paced Training
Two free training options from the Association of State Dam Safety Officials (ASDSO) are oriented toward private and municipal dam owners. The self-paced courses for non-engineers can be completed at your convenience over time. Learn more
Vermont Tariff Resources & Task Force Website
The Agency of Commerce & Community Development has compiled key resources to help Vermont businesses respond to evolving tariff-related challenges on the federal level, evaluate potential impact, and focus on solutions. Vermont Tariff Resource Page.
Disaster Recovery & Resilience Resources
Flood Adaptation Strategies for Historic Villages - New Guide
These strategies include infill development in village locations least prone to flooding and/or channel migration, as well as growing the village up and away from flood risks. The guide provides an overview of risks and opportunities to be considered, and provides examples using the historic villages of Grafton, Newfane, and Wardsboro as pilot communities. This guide is intended for use by everyone, but particularly planning commissions, selectboards, housing committees, and climate adaptation/hazard mitigation committees.
Vermont's State and Local Cybersecurity Grant Program (SLCGP)
As cyber threats continue to evolve, local and state governments must strengthen their digital defenses to protect sensitive data, maintain public trust, and ensure operational resilience. The SLCGP website offers practical and impactful initiatives designed to help government entities meet today’s cybersecurity challenges without breaking their budgets or overwhelming their staff.
Volunteer with kuRRve - Kingdom United Resilience & Recovery Effort, the NEK’s long-term (disaster) recovery group. Sign up Here.
Looking for help in administering floodplains?
NVDA has a web resource for floodplain administrators looking for training and resources: https://nvda.net/flood-resilience.php Questions? Reach out to [email protected]
SBA Disaster Relief for Small Businesses & Private Nonprofits (PNPs) Affected by Drought Low interest federal disaster loans are still available to Caledonia County via SBA's Economic Injury Disaster Loan (EIDL) program. The deadline to apply is May 26, plus a 60-day grace period in which SBA will accept applications. Small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises. The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs, with terms of up to a maximum of 30 years. Interest does not accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition. Apply online or call SBA’s Customer Service Center at (800) 659-2955 / email: [email protected].
The Community Facilities Technical Assistance Disaster Relief Program
This program can assist small and under-resourced rural communities in navigating the administrative and technical burdens of federal funding - free of charge! Get help with recovery and development needs. RCAP Solutions can assist eligible counties with loan and grant applications. Services will be offered through Sept 2026. RECAP Vermont The program is supported by USDA Rural Development. Contact Madison Wellman [email protected] (774) 239-9783
More Opportunities for Communities & Business
- BizBuild Cost Share Program NVDA's BizBuild Program provides funding to help startups and existing small businesses access the training and professional services they need to launch, grow, and succeed. Grants of up to 70% of the project cost can support hiring outside expertise for marketing & branding, legal and permitting, feasibility studies, training and more. Get started! Contact Annie McLean, Economic Development Specialist, to receive an application form: [email protected]
- 2026 Rural Fire Protection Grant Program The installation of (new) dry hydrants and other types of rural water supplies is still the program's priority, but eligible projects also include repair/upgrade, replacement or relocation of exiting rural water supplies, and drafting site development. Visit vacd.org/rfp to download the application packet. Questions? Troy Dare (802) 828-4582 or email [email protected].
- USDA Funding Opportunities USDA has a monthly publication packed with useful information called "Innovation Matters." Subscribe and discover funding opportunities that support community facilities, infrastructure and economic development Here.
- Community Heart & Soul Seed Grant Program The Community Heart & Soul Seed Grant Program is uniquely designed for small cities and towns (population 2,500-30,000). Successful applicants will receive $10,000 grants to match funding from a participating municipality or a partnering organization. Apply Here. Awards are made on a rolling basis.
Funding for VT Farm, Food & Forestry Sectors
- SLoCAMP Grant for Loggers SLoCAMP (Supporting Loggers to Comply with Acceptable Management Practices) The grant offers significant cost share benefits for logging contractors working on harvest sites in Vermont. Eligible practices include road hardening, skid trail improvements, and stream crossings. 36 projects have been approved! Learn more and start your application. Projects must be complete by Nov 30, 2026.
- Agriculture Grants The VT Agency of Agriculture, Food & Markets maintains a website of grants, loans, and financial assistance Here that targets specific agricultural needs. Sign up for the Vermont AG Bulletin and read about grants, news and more Here
Funding for the Arts
- Vermont Creative Network www.vermontcreativenetwork.org Each month the Vermont Creative Network highlights a selection of current funding opportunities, training, and professional development resources to help grow Vermont's creative sector. Browse the listings, search for jobs, and locate a variety of creative events. The Network is an initiative of the Vermont Arts Council.
- Free Professional Development for Artists - Online Workshops this July-Aug https://www.assetsforartists.org/workshops Join the nearly 200 Vermont artists who took advantage of Assets for Artists workshops last year and register today. All workshops are completely free and open to artists of all disciplines. Workshops are recorded unless otherwise noted, and all approved registrants will receive access to the recordings. Space is limited. Register today!
Loan Programs
NEK Prosperity Fund The NEK Prosperity Fund is a project of NEK Prosper, NEK Community Action (NEKCA), and Community Capital of VT. Loan recipients receive business support services from NEKCA's financial and business counselors. NEK Prosper.
USDA RD Home Repair Loan Program Federal regulations have made it easier for low-income rural residents to rehab and modernize their homes through USDA 504 Home Repair Loans & Grants. The program provides funding for single family housing to remove health and safety hazards.
Vermont Community Loan Fund The VCLF is a community-focused alternative lender that provides loans and other resources to local businesses, organizations, early care & learning providers, and developers of affordable housing who don't qualify for a loan from a traditional lender. Visit the website Here
VT Economic Development Authority (VEDA) Looking for financing options? VEDA offers low interest machinery and equipment loans VEDA Financing VEDA Direct Loan Program
Northeast Kingdom Special Loan Program The VT Economic Development Authority (VEDA) is offering low interest loans under its Small Business Program to growing qualified businesses in Essex, Caledonia and Orleans Counties. The NEK Program can make loans of up to $150,000 for fixed asset acquisition or for working capital purposes. Contact Sandy Croft at (802) 828-5472 [email protected].
NVDA Revolving Loan Program The Northeastern Vermont Development Association has a limited amount of loan funds available for businesses in Caledonia, Essex, and Orleans Counties. Funds may be used for the purchase of real property and equipment, working capital, and feasibility studies. For more information contact Tina Gonyaw [email protected] (802) 748-1220 www.nvda.net
NVDA Brownfields EPA Revolving Loan Fund is available to businesses and municipalities for brownfield cleanup projects. Contact [email protected].
Efficiency Vermont Energy Loan Financing can help eliminate the upfront cost by breaking project costs down into smaller monthly payments. This blog post breaks down two different financing options, including the Residential Energy Loan and helps you make the right choice for your home or property.
Career Training & Continuing Education
St. Johnsbury Academy Adult Education
View all training courses Here. See options for customized on-site professional workplace training Here.
Questions? Contact Sandra Mings Lamar, Director of Adult Education [email protected]
Vermont State University Division of Workforce, Community & Economic Development - Five Center & Program areas: View all online career training options Here.
https://vermontstate.edu/about-us/workforce-community-and-economic-development-at-vermont-state/
North Country Career Center, Newport https://nc3.ncsuvt.org/home
Contact Chris Damato (802) 334-5469 x3305 [email protected]
Lyndon Institute Career & Technical Education Center https://www.lyndoninstitute.org/academics/career-technical-education
Contact Alex Herzog, Director of Career & Technical Education Program [email protected]
Garrett Kaminski, Work Based Learning & Adult Education Coordinator [email protected]
Canaan School CTE Program Chuck Patterson, Coordinator of Curriculum, [email protected] or call (802) 266-8910
Incentive Programs for Vermont Businesses
VT Employment Growth Incentive Program (VEGI) Vermont offers an economic incentive for business recruitment, growth and expansion. The VEGI program provides financial incentives to qualified businesses that meet performance requirements. Authorization occurs through an application to the VT Economic Progress Council. For more information visit http://accd.vermont.gov/economic-development/funding-incentives/vegi or contact Jessica Hartleben [email protected]
VT Training Program (VTP) The Vermont Training Program can be used to train new employees or existing employees if the training is needed for new equipment or technology. VTP can pay up to 50% of an employee's wages/salary during the training period - for pre-employment, new hire, and/or incumbent employee training. The training can be on-site or offered through an outside provider. Are your employees eligible? VTP Contact Randall Szott for more information. [email protected]
State Trade Expansion Program (STEP) The VT International Trade Division will manage STEP, a grant program for small businesses to compete globally by offsetting the cost of export-related activities like foreign trade missions, export trade shows, training workshops, or designing international marketing campaigns. STEP grants are awarded on a rolling basis. Visit www.accd.vermont.gov/STEP
Business Resources
Vermont Business Portal This virtual help center offers a central location for state requirements to start, manage, and grow a business in Vermont. The interactive "New Business Checklist" identifies steps needed to navigate the start-up process, track progress, and stay organized. VT Business Portal
VT Manufacturing Extension Center Visit the VMEC website and check out current postings for learning opportunities involving professional development, coaching, and hands-on training for manufacturers and their employees at all levels. VMEC
Vermont APEX Accelerator (formerly VT PTAC) VT APEX Accelerator provides businesses with free one-on-one counseling services, technical assistance, and market research to understand the requirements of government contracting. Visit the website Here for a list of workshops with sign-up information. Contact Brenda Plastridge [email protected].
VHCB Farm & Forest Viability Program The program mission is to enhance the economic viability of Vermont farms and forestry enterprises. Business coaching services are offered to eligible farmers, agriculturally related businesses, forest products enterprises, and forest landowners. VHCB
VT Department of Labor - Visit the website Labor.vermont.gov/jobs for information about job openings and training opportunities by region and industry. VDOL provides free services to employers to help recruit, train and retain a quality workforce. The Registered Apprenticeship Program is designed to provide hands-on-experience and on-the-job training in a specific industry of choosing.
VT Small Business Development Center (VtSBDC) Experienced business advisors are available by email, phone or video conferencing. For free customized service, contact Rick Daniell, NEK Business Advisor [email protected].
Micro Business Development (MBDP) An experienced business coach can help with business financials, marketing plans, and access to financing for low-to-moderate-income entrepreneurs from Caledonia, Essex and Orleans counties. Contact Dustin Smith, [email protected] (802) 323-9010 for free coaching. www.nekcavt.org
Looking for Commercial Space?
[email protected] (802) 748-8303
Commercial Building Lots for Sale: St. Johnsbury-Lyndon Industrial Park
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Northeastern Vermont Development Association www.nvda.net
St. Johnsbury Office: 802.748-5181 Fax: 802.748-1223
NVDA is the regional planning and development organization serving Caledonia, Essex and Orleans Counties. An equal opportunity lender, provider and employer. This monthly newsletter is made possible in part by a grant from the State of Vermont through the Agency of Commerce & Community Development.
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