Damaged bridge in Middlesex.
Agency of Commerce and Community Development President Joseph Biden has approved Governor Phil Scott’s request for a FEMA major disaster declaration for Vermont to assist individuals and communities in recovering from flooding that occurred from July 9 to 11, 2024.
Because of this, the U.S. Small Business Administration is making available two loan programs to businesses that suffered damage on July 9, 10, and 11.
Applications for disaster loans may be submitted online using the MySBA Loan Portal or other locally announced locations.
Please contact the SBA disaster assistance customer service center by email at or by phone at 1-800-659-2955 for further assistance.
Physical Damage Loans
Deadline to Apply: October 21, 2024.
Eligible Counties:
- Addison
- Caledonia
- Chittenden
- Essex
- Lamoille
- Orleans
- Washington
Economic Injury Loans
Deadline to Apply: May 20, 2025
Eligible Counties:
- Addison
- Caledonia
- Chittenden
- Essex
- Franklin
- Grand Isle
- Lamoille
- Orange
- Orleans
- Rutland
- Washington
- Windsor
- New Hampshire: Coos and Grafton Counties
- New York: Clinton, Essex, and Washington Counties
Help for Private Non-Profits
Federal help for Private Non-Profits (PNP) is determined by the type of services a non-profit provides. The federal government considers whether those services are Critical or Non-critical and of a governmental nature. Definitions of those categories are below, as are the counties where help is available.
Critical PNPs provide services of a governmental nature that include:
- Fire and emergency services
- Electric power
- Water supply and some irrigation
- Telephone communications
- Sewer and wastewater treatment
- Direct medical care
PNPs which provide critical services of a governmental nature may apply directly to FEMA for uninsured disaster-related expenses and/or disaster-related damages to the facility.
Non-critical PNPs provide services of a governmental nature that include:
- Museums
- Educational facilities
- Zoos
- Custodial care facilities
- Libraries
- Alcohol and drug rehabilitation
- Community centers
- Battered spouse programs
- Homeless shelters
- Low-income housing
- Shelter workshops
- Food programs for the needy
- Senior citizen centers
- Daycare centers for special needs
PNPs which provide non-critical services of a governmental nature must first apply for disaster assistance from SBA, and exhaust SBA loan assistance, or be declined by SBA before seeking grant assistance for permanent repairs and/or replacements from FEMA.
That SBA help is for Physical Damage Loans and/or Economic Injury Loans for storm damage that occurred on July 9, 10, and 11:
- Addison
- Caledonia
- Chittenden
- Essex
- Lamoille
- Orleans
- Washington
Please Note
This declaration does not include damage to private and public property caused by storms on July 30. A separate FEMA major disaster declaration request will be made for that storm soon. Homeowners and renters should still report damages and losses related to the July 30 storm to 2-1-1.
Help for Private Non-Profits
For information on flood recovery and support, please visit accd.vermont.gov/flood. This page is updated constantly with the latest information.
Agency of Commerce and Community Development
1 National Life Dr
Montpelier, VT 05620-5001
To support great journalism, access our archives and get unique features like our award-winning profiles, Book of Lists & Business-to-Business Directory, subscribe HERE!
