Vermont Business Magazine Central Vermont Habitat for Humanity is excited to share a new homeownership opportunity for families and individuals in Central Vermont.
Applications are now open for a new, affordable duplex at 804 North Main Street in Northfield. Each home is being built to be energy-efficient and easy to maintain, helping homeowners save on monthly costs. The homes are designed to be bright, comfortable, and good for the environment. Applications are due by 12:00 PM on Friday, February 27, 2026.
These homes will be sold through Habitat’s shared-equity program, which keeps homes affordable for today’s buyers and for future families. While each home is expected to be worth about $335,000, buyers will pay a mortgage based on what they can afford. Monthly housing costs will be set at about 30% of household income, and only a $500 down payment is required for approved applicants.
The homes are located close to grocery stores, cafés, schools, banks, and community services. They are also near outdoor recreation and just a short drive from Montpelier and Norwich University.
Veterans are encouraged to apply! Central Vermont Habitat for Humanity will give preference to households led by veterans as part of this homeownership opportunity.
Who Can Apply
Applicants must:
● Need better housing (for example, housing that is unsafe, too small, or too expensive)
● Be willing to work with Habitat, including helping build homes and taking homeownership classes
● Be able to afford an affordable mortgage
● Have a household income between 30% and 80% of the area median income
How to Apply
You can apply in one of two ways:
Option 1: Online Fill out the application online at: https://www.centralvermonthabitat.org/homeownership-program.html
Option 2: PDF Application
1. Download the PDF application from: https://www.centralvermonthabitat.org/homeownership-program.html
2. Complete the application.
3. Send it by email or mail:
EMAIL TO: [email protected]
MAIL TO: Downstreet Housing and Community Development Attn: Homeownership Center 22 Keith Ave Barre, VT 05641
Central Vermont Habitat for Humanity works to help local families build strength, stability, and independence through affordable homeownership.
For more information, visit: https://www.centralvermonthabitat.org/homeownership-program.html
ABOUT CENTRAL VERMONT HABITAT FOR HUMANITY
Central Vermont Habitat for Humanity, Inc. is an affordable housing non-profit. It builds and rehabilitates housing and offers affordable, zero or low interest mortgages for income sensitive Vermonters. CVHFH also completes critical home repairs for income qualifying homeowners and is located in Vermont State's Capital, Montpelier, VT and serves towns in Washington and Orange Counties. The Greensboro Initiative which works in the towns of Craftsbury, Glover, Greensboro, and Hardwick was formed in 2023 to address the shortage of affordable housing for working Vermonters who want to live in the Greensboro area. Central Vermont Habitat for Humanity has helped guide the Greensboro Initiative by sharing its experience and resources including architectural plans, construction resources, budgeting, finance, and owner selection procedures.
Montpelier, VT – 1/21/2026 — Central Vermont Habitat for Humanity
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